Home Loans & Investment Loans

Home Loans & Investment Loans2018-06-01T22:10:02+00:00

Banking is a big part of the wealthy’s business and investment needs.  Banks don’t always understand the lending flexibility people need.  Also, banks are not allowed to give tax advice so are less likely to see the big picture when planning and providing loans.  Lending isn’t complicated in my view.  But it is necessary to keep it in harmony with all aspects of a persons financial life.

Some self managed superannuation fund trustees establish loans for their funds to purchase investment property.  The most popular property (in my client base at least) is the family business premises (known as business real property).  Sometimes these properties are transferred in without debt, and others need their fund to finance the transaction so existing debt can be extinguished at settlement, leaving the super fund with a loan.